The FHA Secure loan offers homeowners a means to refinance their adjustable mortgages that are due to reset to a higher rate. This loan also offers homeowners that have a high cost mortgage to refinance into a FHA Secure loan that would bring down their rate and payments. This program offers homeowners that have a history of on time payments with their original interest rates, but who missed payments after their rates reset.

Homeowners with a high cost mortgage that are due to reset, but are still current with their loans, can also refinance into the FHA Secure program.

In the Fiscal Year 2008 FHA Secure will be insuring more than a quarter of a million homeowners, who's current loans will be resetting. With the creation of the FHA Secure program, FHA insured refinancing has increased 125% over the past year and projections for the coming year is to even increase more. Homeowners will realize that with FHA Secure they have options in safeguarding their investment in their homes and their American Dream!

FHA is being recognized as the sub-prime borrowers choice for assistance!

Act now! Thousands have already taken the step to save their homes with FHA insured mortgages through FHA Secure.